HSBC Holdings Valuation

HSBC Stock  USD 89.29  2.42  2.79%   
At this time, the firm appears to be fairly valued. HSBC Holdings PLC owns a latest Real Value of $92.23 per share. The recent price of the firm is $89.29. Our model calculates the value of HSBC Holdings PLC from reviewing the firm fundamentals such as Current Valuation of 1.13 T, return on asset of 0.0059, and Operating Margin of 0.40 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting HSBC Holdings' valuation include:
Price Book
1.6035
Enterprise Value
1.1 T
Price Sales
5.1442
Forward PE
11.7647
Trailing PE
18.2884
Fairly Valued
Today
89.29
Please note that HSBC Holdings' price fluctuation is very steady at this time. Calculation of the real value of HSBC Holdings PLC is based on 3 months time horizon. Increasing HSBC Holdings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since HSBC Holdings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of HSBC Stock. However, HSBC Holdings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  89.29 Real  92.23 Target  85.44 Hype  89.18 Naive  90.31
The real value of HSBC Stock, also known as its intrinsic value, is the underlying worth of HSBC Holdings PLC Company, which is reflected in its stock price. It is based on HSBC Holdings' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of HSBC Holdings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
92.23
Real Value
93.63
Upside
Estimating the potential upside or downside of HSBC Holdings PLC helps investors to forecast how HSBC stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of HSBC Holdings more accurately as focusing exclusively on HSBC Holdings' fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
1.951.501.95
Details
Hype
Prediction
LowEstimatedHigh
87.7889.1890.58
Details
Potential
Annual Dividend
LowForecastedHigh
2.522.632.74
Details
2 Analysts
Consensus
LowTarget PriceHigh
77.7585.4494.84
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use HSBC Holdings' intrinsic value based on its ongoing forecasts of HSBC Holdings' financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against HSBC Holdings' closest peers. If more than one evaluation category is relevant for HSBC Holdings we suggest using both methods to arrive at a better estimate.

HSBC Holdings Cash

343.55 Billion

HSBC Holdings Total Value Analysis

HSBC Holdings PLC is currently forecasted to have valuation of 1.13 T with market capitalization of 298.24 B, debt of 242.35 B, and cash on hands of 1.14 T. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the HSBC Holdings fundamentals before making equity appraisal based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
1.13 T
298.24 B
242.35 B
1.14 T

HSBC Holdings Investor Information

The company has price-to-book (P/B) ratio of 1.6. Some equities with similar Price to Book (P/B) outperform the market in the long run. HSBC Holdings PLC has Price/Earnings To Growth (PEG) ratio of 2.74. The entity last dividend was issued on the 7th of November 2025. The firm had 6:1 split on the 16th of July 1999. Based on the key indicators related to HSBC Holdings' liquidity, profitability, solvency, and operating efficiency, HSBC Holdings PLC may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.

HSBC Holdings Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of HSBC indicates not a very effective usage of assets in February.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

HSBC Holdings Profitability Analysis

Based on HSBC Holdings' profitability indicators, HSBC Holdings' profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess HSBC Holdings' ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
1999-03-31
Previous Quarter
4.7 B
Current Value
5.3 B
Quarterly Volatility
2.5 B
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
At present, HSBC Holdings' Gross Profit Margin is projected to slightly decrease based on the last few years of reporting.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.70.54
Significantly Up
Slightly volatile
Net Profit Margin0.180.19
Notably Down
Slightly volatile
Pretax Profit Margin0.250.26
Sufficiently Down
Slightly volatile
Return On Assets0.00770.0091
Fairly Down
Slightly volatile
Return On Equity0.130.15
Fairly Down
Pretty Stable
For HSBC Holdings profitability analysis, we use financial ratios and fundamental drivers that measure the ability of HSBC Holdings PLC to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well HSBC Holdings utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between HSBC Holdings's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of HSBC Holdings over time as well as its relative position and ranking within its peers.

HSBC Holdings Earnings per Share Projection vs Actual

The next projected EPS of HSBC Holdings is estimated to be 1.5 with future projections ranging from a low of 1.9505 to a high of 1.9505. HSBC Holdings' most recent 12-month trailing earnings per share (EPS TTM) is at 4.75. Please be aware that the consensus of earnings estimates for HSBC Holdings PLC is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
HSBC Holdings is projected to generate 1.5 in earnings per share on the 31st of December 2025. HSBC Holdings earnings estimates show analyst consensus about projected HSBC Holdings EPS (Earning Per Share). It derives the highest and the lowest estimates based on HSBC Holdings' historical volatility. Many public companies, such as HSBC Holdings, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

HSBC Holdings Earnings Estimation Breakdown

The calculation of HSBC Holdings' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of HSBC Holdings is estimated to be 1.5 with the future projection ranging from a low of 1.9505 to a high of 1.9505. Please be aware that this consensus of annual earnings estimates for HSBC Holdings PLC is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.05
1.95
Lowest
Expected EPS
1.5
1.95
Highest

HSBC Holdings Earnings Projection Consensus

Suppose the current estimates of HSBC Holdings' value are higher than the current market price of the HSBC Holdings stock. In this case, investors may conclude that HSBC Holdings is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and HSBC Holdings' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2025Current EPS (TTM)
250.0%
0.05
1.5
4.75

HSBC Holdings Ownership Allocation

HSBC Holdings PLC secures a total of 3.43 Billion outstanding shares. Almost 97.64 % of HSBC Holdings outstanding shares are held by general public with 2.36 (percent) by institutions. On March 17, 2025, Representative Vicente Gonzalez of US Congress acquired $15k to $50k worth of HSBC Holdings PLC's common stock.

HSBC Holdings Profitability Analysis

The company reported the previous year's revenue of 143.29 B. Net Income was 32.31 B with profit before overhead, payroll, taxes, and interest of 57.98 B.

HSBC Holdings Past Distributions to stockholders

Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates HSBC Holdings' worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in HSBC Holdings and how it compares across the competition.

About HSBC Holdings Valuation

The stock valuation mechanism determines HSBC Holdings' current worth on a weekly basis. Our valuation model uses a comparative analysis of HSBC Holdings. We calculate exposure to HSBC Holdings's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of HSBC Holdings's related companies.
Last ReportedProjected for Next Year
Gross Profit77.5 B64.7 B
Pretax Profit Margin 0.26  0.25 
Operating Profit Margin 0.20  0.21 
Net Profit Margin 0.19  0.18 
Gross Profit Margin 0.54  0.70 

HSBC Holdings Quarterly Retained Earnings

149.74 Billion

HSBC Holdings' stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether HSBC Holdings' value is low or high relative to the company's performance and growth projections. Determining the market value of HSBC Holdings can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of HSBC Holdings represents a small ownership stake in the entity. As a stockholder of HSBC, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

HSBC Holdings Dividends Analysis For Valuation

The current year's Dividend Yield is expected to grow to 0.09, whereas Dividends Paid is projected to grow to (14.6 B). . The current year's Earnings Yield is expected to grow to 0.13, whereas Retained Earnings are forecasted to decline to about 106.7 B.
Last ReportedProjected for Next Year
Dividends Paid-15.4 B-14.6 B
Dividend Yield 0.09  0.09 
Dividend Payout Ratio 0.64  0.55 
Dividend Paid And Capex Coverage Ratio 3.58  3.40 
There are various types of dividends HSBC Holdings can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of HSBC shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from HSBC Holdings PLC directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When HSBC pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of HSBC Holdings by the value of the dividends paid out.

HSBC Holdings Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding3.7 B
Quarterly Earnings Growth Y O Y-0.166
Forward Price Earnings11.7647

HSBC Holdings Current Valuation Indicators

Valuation refers to the process of determining the present value of HSBC Holdings PLC and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value HSBC we look at many different elements of the entity such as HSBC's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as HSBC Holdings, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use HSBC Holdings' valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes HSBC Holdings' worth.

Complementary Tools for HSBC Stock analysis

When running HSBC Holdings' price analysis, check to measure HSBC Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy HSBC Holdings is operating at the current time. Most of HSBC Holdings' value examination focuses on studying past and present price action to predict the probability of HSBC Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move HSBC Holdings' price. Additionally, you may evaluate how the addition of HSBC Holdings to your portfolios can decrease your overall portfolio volatility.
ETFs
Find actively traded Exchange Traded Funds (ETF) from around the world
Portfolio Suggestion
Get suggestions outside of your existing asset allocation including your own model portfolios
Portfolio Rebalancing
Analyze risk-adjusted returns against different time horizons to find asset-allocation targets
USA ETFs
Find actively traded Exchange Traded Funds (ETF) in USA
Options Analysis
Analyze and evaluate options and option chains as a potential hedge for your portfolios